36 Comments
Feb 8, 2023Liked by Joel Smalley

Hopefully this translates into reduced premium for unvaccinated. testing / treatment is not free. Big pharma should be footing bill.

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Feb 8, 2023·edited Feb 8, 2023Liked by Joel Smalley

Wonder if the car insurance companies will decide the same thing. I also wonder how is it that hospitals can still consider themselves insured to operate at this point, considering the high death rates caused from even entering them. I told my housemate that if I were to fall ill in any serious way, to never never call an ambulance for me, because my worst nightmare is to wake up in any hospital. They would force vax me when I was incapacitated, and am pretty sure I would be dying from that or the other protocols in quick order. (Have a PEG allergy and Formaldehyde allergy). Oh yeah, I am allergic to blood sucking monsters as well. Would much much rather die on the floor of my own home than die in that environment. They get paid a lot to kill folks in hospitals and they are the worst places in all the world. The only people I would want to see are not allowed to be there because they are unvaxxed. F the masker--vaxxers they will die in their own paradigm or wake up and join the bereaved.

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Feb 8, 2023Liked by Joel Smalley

Don't forget that they were trying to get insurance companies to cancel policies for folks who refused the clotshot.

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Feb 8, 2023Liked by Joel Smalley

Ever since the OneAmerica story broke in January 2022, I’ve been expecting the insurance industry lobby to get it’s act into gear. Why should life insurance company shareholders suck up the losses caused by big Pharma and poor government policy? OK their health businesses might have got some of the Covid largesse for testing and dealing with Covid patients, but the pure life and disability business is losing hundreds of millions, if not billions. But there’s virtually no news on this, apart from the Lincoln downgrade, and the members of Congress sponsored by the insurance industry are silent.

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Feb 8, 2023Liked by Joel Smalley

Pretty sobering stuff.

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Joel, thank you so much for this piece. Really , really appreciate it.

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The fact that the covid shots are injuring people, killing people, and weakening their immunity to Covid itself has been apparent ever since they were rolled out.

Dr. Mike Yeadon is right, "they are toxic by design."

When a percentage of the "academics" and the "intelligentsia" of our nation finally get this through their heads, then look out!

Until then it's mostly the moms and the working men of this country who used their common sense rather than their "follow the leader" sense.

We need more education in biology for the average American and to pry pharma's evil hands off of our Universities, Reseach Centers, Public Agencies and our elected Representatives.

Until we do we will continue to be sickened by this most toxic and deadly of consortiums. They live by human disease.

Allowing them to control politicians and media outlets has led to the worst catastrophe in human health history, it appears. It's time to end Pharma's rule!

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This is a very powerful interview! thank you... its encouraging to discover that the Insurance industry is taking viable proactive steps to minimize the horrific damage done by this Plandemic..

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How good to read about professionals with the conscience, knowledge and will to used their expertise in such a positive way.

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Mr. Stirling should talk to the Ethical Skeptic (ES) on twitter because ES has noticed that the CDC is changing the data! Yes, they are committing fraud and changing the data in order to hide what the vax is doing. That is the reason why you don't see an increase in cancers in the US. The increase IS there, but the CDC has hidden the data. ES has tracked this and tweeted about it. Please get in touch with the Ethical Skeptic and he will fill you in on the details.

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Feb 8, 2023·edited Feb 8, 2023

You can question all you want, but the data is the data.

And it correlates perfectly with the Pfizer trial data..more people died in the Jabbed Group.

Thisi is why only all cause mortality matters in any clinical trial...not the level of antibodies, which Fauci is now admitting AND what Bahkdi and others said 2.5 years ago...the mucosal system and the blood system never cross..ever. Which is why you cannot treat a respitory virus of ANY KIND with a VACCINE into your muscles or blood.

I am afraid though, the insurance companies are taking horrific losses....Lincoln Financial and others.

So they might not be able to help as much as they'd like to.

And BILL GATES is now pushing an inhaled vaccine.

I have two words for BILL GATES RACKETEERING and STOCK MARKET RIGGING.

________ ______

Anything he finances or invests in , STAY the HELL away from.

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I have been banging on about testing for those who have been injured by the vaccine, so measures can be put in place, blood thinners, to stop something catastrophic happening. People are surely better off knowing?

Is that 400,000 excess US deaths or all cause mortality? 2-4 million disabled Americans in the last year or two? These are stunningly awful figures...

"It depends on how you calculate these things, but if we use CDC numbers and then compare it to 2019, current mortality is elevated by about 12.4 per cent in the third quarter of 2022, relative to where it was in 2019. Approximately, that rounds up to 400,000 people a year just on that number."

Yeah, 400,000 is excess, as he was talking about the elevation...

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We must have profits for an economic system to exist. As an owner of two businesses I am constantly aware of this. it is what provides me with a way to expand my business and add more people to my employment. I am proud of what I built. I provide the best service I am able at a reasonable cost. many companies have lost sight of this. They are now run by people that have never held a tool or sweat profusely crawling into an attic in the summer time. They sit in an air conditioned office and assume to know that they provide profits by cutting the quality of a product. We now live in a world that we toss away everything that breaks. our trash piles grow exponentially with plastic that will not return in a normal recycling process, but sit for thousands of years for the next civilization to discover to puzzle over what it was used for. When I grew up I learned to fix things that broke. today I truly believe our products are designed with a finite time of operation to break, forcing us to spend another dollar to buy anew what should have lasted generations. I have tools that belonged to my great grandfather. their modern counterpart now held and used by my grandson are but a shadow in comparison to its ancient counterpart. some already broken because of poor manufacturing. Just because something looks like a hammer isnt proof that it is. Sadly we have the same mindset within every section of product. The most egregious being the products we absolutely must have. an example is the refrigerator. Growing up we had one where the compressor set atop the unit. It was used for twenty two years as I grew up in Detroit. My Da got it used from the fire station that sat across the road. they were going to toss it out because the city purchased them a larger one. well when I got married I used it for another fifteen years as a back up for additional storage still working fine. It eventualy failed but it was only the thermostat switch that I was able to take from a modern frig that had broken. When I moved I gave it to a neighbor so I didnt need to move it. another twenty years and he is still using it to cool his beer , The ten dollars my Da spent for it was a good investment. So goes other products. our cars have evolved from the dependable long running cars ( when taken care of) to the nightmare of technologies again made of plastic that tell us with bells when its time to take it in for service. Service that costs financing your first born future to repair. repairs are never simple because of their design they must nearly be disassembled to get to the part that broke. If we stop and think about it much of the complicated parts are mandates our government requires to "SAVE THE PLANET". Tell me why I had a 2000 Lb car that would get 18 miles a gallon powered by a V8 engine and had a ride that you could get out of at the end of a six hour drive and wouldnt feel like you rode in a chuck wagon that forged many rivers. My car today rides like a truck the seats insure that you will need to see a chiropractor, even after a short trip. it weighs but 1200 Lb's powered by a six cylinder that gets 12 miles to the gallon if we are careful. Again it is mostly made of plastic that gets fragile quickly and breaks. it has many bells and whistles we never use or even know they are there. Tell me has anyone ever read the owners manual? It sure looks good doesnt it. and face it you are actually a better person having that new car you just get paid off before it breaks. For my final criticism I direct at big pharmaceutical companies. The ones that get many millions of dollars for research. Grants given to multi-million dollar corporations so they can Patton the medicines that they will make billions on. This in itself getting money from the pockets of the people it intends to make their profits from would instill gratitude, providing the best products that actually works. Instead it seems that research that proves a product faulty will be altered to falsely prove success so they may get it into production faster. the only goal is to make profits . The safety or goal to provide an improvement in the quality of the life of the person taking the medication isnt considered . only profit. it comes down to a mathematics. a formula that tells them that how many will die, how many will become sick, how many will be able to equate their death or illness to the medication they take so they will need to pay out part of the profits made. It becomes a roll of the dice on how many will be able to get paid for their suffering. So what is the answer? accountability. Remove the corporate protection that the CEO's have that holds harmless these people that make the life decisions that result in death for many. I dont mean just the fines that would be paid by their companies they work for . No, I think that if death is caused that they are held as responsible as the one that held the knife that committed murder . I would extend this to government and all the politicians that accept the bribes that look the other way as they read the research that is clearly been falsified. held responsible for ignoring the citizens they represent that have complained but are silenced by the intimidation of imposing law enforcement showing up at their home that looks as if they are attacking a terrorist. They should pay and not just with money. Removal from office, with a ban from holding another government position. forfeit of all government benefits. We must make the penalties large enough to insure that any who seek to profit from a citizens suffering will be held accountable. I apologize for the length of my rant. It is a rare ocasion that my thoughts flow freely and I take advantage. ---------- I, Grampa

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This was an incredibly positive and informative article. Thank you. A definite step in the right direction.

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I’ve thought this was the case for two years, but seeing it laid out so dispassionately really brings it home. It’s infuriating, but also so, so, so sad. I took two shots (and had a horrible reaction to my 2nd). Some of my loved ones are max-boosted, keep getting sicker and sicker, and keep running for more boosters because their new illnesses make them more “vulnerable” to COVID.

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The insurance executives are captured too. They could solve this issue or bring to everyone's attention. They could have ALREADY done this - and haven't. They'll cover it up somehow and get some kind of bail-out or just raise insurance rates massively. Still, lots of good info in this interview and article.

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